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Insurance News

NSW phosphine delay gives grain growers time to tighten risk controls NSW phosphine delay gives grain growers time to tighten risk controls
03 Nov 2026: Paige Estritori

New South Wales has joined other major grain states in delaying the introduction of tougher workplace exposure limits for phosphine, a development that should matter to farm businesses well beyond the compliance desk. Grain Central reported on 28 October 2026 that the NSW Government had agreed to defer the new phosphine limit until 1 July 2028, following industry concern about measurement, harvest timing and practical implementation. - read more

Farm Insurance Articles

Farm Liability Insurance Costs vs Benefits: Is It Worth It?
Farm Liability Insurance Costs vs Benefits: Is It Worth It?
Farm liability insurance helps protect farming operations from the financial impact of legal claims, bodily injury allegations, property damage claims and other liabilities connected with farm activities. Its value depends on your farm's size, activities, risk profile, cover limits and the potential cost of an uninsured claim. - read more
Agroforestry Insurance Guide: Protecting Your Investment in Australia's Sustainable Future
Agroforestry Insurance Guide: Protecting Your Investment in Australia's Sustainable Future
Agroforestry is a transformative approach to land management that integrates trees into agricultural landscapes. In Australia, where farmers contend with variable climates and environmental challenges, agroforestry offers a resilient pathway to productivity and sustainability. - read more
Farm Equipment Insurance in Australia: What Farmers Need to Know
Farm Equipment Insurance in Australia: What Farmers Need to Know
Farm machinery is central to many Australian farming operations, from tractors and harvesters to other essential equipment. Because this machinery can be costly to repair or replace, farm equipment insurance can help farmers manage financial risks such as theft, fire, accidental damage and other insured events. - read more
Commercial Farm Insurance in Australia: How Cover Works for Farm Businesses
Commercial Farm Insurance in Australia: How Cover Works for Farm Businesses
Commercial farm insurance can help Australian farm businesses manage risks across property, machinery, livestock, crops, liability, staff, contractors and business interruption. This guide explains how commercial farm cover works and how it differs from hobby farm insurance. - read more
Risk Management and Insurance Options for Farmers
Risk Management and Insurance Options for Farmers
Risk management is the practice of identifying, assessing, and prioritizing risks followed by coordinated efforts to minimize, monitor, and control the probability or impact of unfortunate events. In farming, risk management involves various strategies to protect the financial health and operational stability of the farm. - read more
Tailoring Farm Insurance for Tractors, Livestock, Crops and Farm Assets
Tailoring Farm Insurance for Tractors, Livestock, Crops and Farm Assets
Farm insurance is usually made up of several cover types that can be adjusted to suit the way a farm operates. This guide explains how Australian farmers can think about cover for tractors and equipment, livestock, crops, buildings, liability and business interruption risks without relying on a one-size-fits-all policy. - read more
Livestock Insurance in Australia: A Practical Guide for Farmers
Livestock Insurance in Australia: A Practical Guide for Farmers
Livestock can be one of the most important assets on an Australian farm. This guide explains how livestock insurance works, what risks it may cover, how to assess your needs and what to consider when comparing policies and providers. - read more
Customized Insurance Solutions: The Advantage of Specialized Farm Brokers
Customized Insurance Solutions: The Advantage of Specialized Farm Brokers
Farming in Australia is more than just a way of life; it is a critical sector that supports the nation’s economy and food supply. However, managing a farm comes with its own set of unique risks. From natural disasters to equipment failures, farmers face numerous challenges that can impact their livelihood. - read more
Building Resilience Against Natural Disasters: Practical Steps for Aussie Farmers
Building Resilience Against Natural Disasters: Practical Steps for Aussie Farmers
Australian farmers face an array of natural disasters that can threaten livelihoods and disrupt the delicate balance of agricultural ecosystems. From devastating bushfires and droughts to powerful storms and floods, these catastrophic events pose serious risks to the farming community. Understanding and preparing for these forces is not just about survival; it's about building a sustainable future for farms across the continent. - read more
Common Pitfalls to Avoid When Insuring Your Farm Equipment
Common Pitfalls to Avoid When Insuring Your Farm Equipment
Farm equipment is central to day-to-day agricultural operations, and damage, theft or breakdown can create serious disruption. Understanding common insurance pitfalls can help Australian farmers review their cover more carefully and ask better questions before choosing or renewing a policy. - read more


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Insurance:
In law and economics, insurance is a form of risk management primarily used to hedge against the risk of potential financial loss.