Farm Insurance Australia :: Calculators

Farm Insurance Australia Financial Calculators

Farm Insurance Australia is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Income Protection Insurance Calculator
Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Farm Insurance Articles

How to Protect Your Harvest: Tips for Choosing the Right Crop Insurance
How to Protect Your Harvest: Tips for Choosing the Right Crop Insurance
Farming, at its core, is an enterprise fraught with uncertainty. Weather calamities, pests, diseases, and fluctuating market conditions can all impact the output and quality of produce. This is where crop insurance proves its worth, serving as a safety net for farmers against the myriad risks they face each season. - read more
Agroforestry Insurance Guide: Protecting Your Investment in Australia's Sustainable Future
Agroforestry Insurance Guide: Protecting Your Investment in Australia's Sustainable Future
Agroforestry is a transformative approach to land management that integrates trees into agricultural landscapes. In Australia, where farmers contend with variable climates and environmental challenges, agroforestry offers a resilient pathway to productivity and sustainability. - read more
Customized Insurance Solutions: The Advantage of Specialized Farm Brokers
Customized Insurance Solutions: The Advantage of Specialized Farm Brokers
Farming in Australia is more than just a way of life; it is a critical sector that supports the nation’s economy and food supply. However, managing a farm comes with its own set of unique risks. From natural disasters to equipment failures, farmers face numerous challenges that can impact their livelihood. - read more
From Droughts to Floods: Understanding Weather-Related Coverage in Farm Insurance
From Droughts to Floods: Understanding Weather-Related Coverage in Farm Insurance
Australian farmers face a unique set of challenges due to the vast and varied climate conditions that sweep across the continent. From the scorching heat and prolonged droughts of the Outback to the tropical storms and torrential rains of the northern regions, weather-related risks are an integral part of agricultural life in Australia. - read more
What Australian Farmers Should Know About Crop Insurance
What Australian Farmers Should Know About Crop Insurance
Crop insurance is a type of insurance policy designed to protect farmers from the financial losses that arise from damages to their crops. This could be due to various risks, including adverse weather conditions, pests, and diseases. - read more
The Digital Farmer's Guide to Insuring Your Agribusiness in the Tech Age
The Digital Farmer's Guide to Insuring Your Agribusiness in the Tech Age
Welcome to the defining era where technology and agriculture entwine, bringing forth the digital farmer's era. With the evolution of agribusiness in the tech age, comes an array of new tools, opportunities, and risks. As a custodian of the earth and steward of the latest innovations, safeguarding your digital farm is just as crucial as nurturing your crops and livestock. - read more
The Modern Farmer's Checklist for Assessing Farm Equipment Insurance Needs
The Modern Farmer's Checklist for Assessing Farm Equipment Insurance Needs
As the backbone of Australian agriculture, farm equipment plays an essential role in day-to-day operations across our expansive and diverse landscapes. From the vast wheat belts to the tropical fruit farms, machinery ensures efficiency and productivity in the face of constant challenges. But with reliance on such equipment comes significant risk—the financial burden of damage or loss can be devastating to a farmer's livelihood. - read more
Protecting Your Herd: The Aussie Farmer's Guide to Livestock Insurance
Protecting Your Herd: The Aussie Farmer's Guide to Livestock Insurance
For Australian farmers, livestock is more than just a vital asset; it's the heartbeat of their livelihood. In a land where the sunburnt plains are as relentless as they are beautiful, protecting your herd isn't just a duty; it's a necessity. That's where livestock insurance comes into play—a shield against the unpredictability of Mother Nature. - read more
A Farmer's Guide to Essential Farm Insurance Terminology
A Farmer's Guide to Essential Farm Insurance Terminology
Farming is a vital industry in Australia, requiring significant investment in equipment, crops, livestock, and labour. As with any major investment, protecting it is crucial. That's where farm insurance comes in. - read more
Future-Proofing the Farm: What Every Tech-Savvy Australian Farmer Needs to Know About Insurance
Future-Proofing the Farm: What Every Tech-Savvy Australian Farmer Needs to Know About Insurance
Welcome to the first steps in future-proofing your farming legacy. When we think about the hustle and bustle of daily farm life, it's easy to overlook the critical importance of estate planning. For the Australian farmer, estate planning is not just a matter of securing your assets; it's about ensuring the survival and progression of your hard-earned labour to the next generation. - read more

Insurance News

Record Complaints Highlight Challenges in Australian Insurance Claims Processing
Record Complaints Highlight Challenges in Australian Insurance Claims Processing
29 Apr 2026: Paige Estritori
The Australian insurance industry is currently facing an unprecedented surge in consumer complaints, primarily due to delays in processing claims. This development underscores significant challenges within the sector, particularly affecting tradespeople and small business owners who depend on timely claim resolutions to maintain their operations. - read more
Assessing the Impact of Market Consolidation on Australian Insurance Competition
Assessing the Impact of Market Consolidation on Australian Insurance Competition
29 Apr 2026: Paige Estritori
The Australian insurance industry has undergone significant consolidation in recent years, leading to concerns about reduced competition and its potential impact on consumers, particularly tradespeople and small business owners who rely on diverse and competitive insurance options. - read more
Australian Senate Prohibits Use of Genetic Test Results in Life Insurance Underwriting
Australian Senate Prohibits Use of Genetic Test Results in Life Insurance Underwriting
29 Apr 2026: Paige Estritori
The Australian Senate has recently passed legislation that prohibits life insurers from using genetic test results in their underwriting processes. This landmark decision aims to protect consumers from potential discrimination based on their genetic information and to ensure fairness in the assessment of life insurance policies. - read more
Government Steps In to Secure Fertiliser Supply for Australian Farmers
Government Steps In to Secure Fertiliser Supply for Australian Farmers
29 Apr 2026: Paige Estritori
In response to global supply chain disruptions affecting fertiliser availability, the Australian government has partnered with chemical companies CSBP and Incitec Pivot to ensure a steady supply for the nation's farmers. This initiative comes amid challenges posed by the closure of the Strait of Hormuz, a critical passage for global trade, which has led to increased prices and uncertainty in the fertiliser market. - read more
CGU and WFI Insurance Collaborate with Ag Guard to Boost Agricultural Coverage
CGU and WFI Insurance Collaborate with Ag Guard to Boost Agricultural Coverage
29 Apr 2026: Paige Estritori
In a strategic move to bolster agricultural insurance offerings, IAG's Intermediated Insurance Australia business, encompassing the CGU and WFI Insurance brands, has announced an exclusive partnership with Ag Guard, a technology-driven agricultural insurance agency. This collaboration, set to commence in June 2026, aims to enhance risk selection processes and claims handling capabilities. - read more
Significant Decline in Australian Commercial Insurance Rates in Early 2026
Significant Decline in Australian Commercial Insurance Rates in Early 2026
29 Apr 2026: Paige Estritori
In the first quarter of 2026, Australian commercial insurance rates experienced a notable decline, with prices dropping by 12%. This trend mirrors the decrease observed in the previous quarter, indicating a sustained softening in the market. The latest Marsh Global Insurance Market Index highlights this development, attributing the decline to increased competition among insurers and a strategic focus on growth and client retention. - read more
APRA Warns of Increased Risks Facing Australian Insurers
APRA Warns of Increased Risks Facing Australian Insurers
29 Apr 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has issued a cautionary statement regarding the heightened risks confronting Australian insurers, despite their current financial and operational resilience. APRA Chair John Lonsdale highlighted several factors contributing to this elevated risk environment, including geopolitical tensions, cyberattacks, operational outages, and the potential for regulatory fragmentation across jurisdictions. - read more
Understanding the Surge in Australian Insurance Premiums
Understanding the Surge in Australian Insurance Premiums
28 Apr 2026: Paige Estritori
In recent years, Australian insurance premiums have experienced a notable increase, driven primarily by escalating claims costs and the frequency of natural disasters. This trend has significant implications for homeowners and businesses across the country. - read more
Surge in Insurance Complaints in Australia Due to Claim Processing Delays
Surge in Insurance Complaints in Australia Due to Claim Processing Delays
28 Apr 2026: Paige Estritori
Australia's insurance industry is currently grappling with an unprecedented surge in consumer complaints, primarily stemming from significant delays in processing claims. This trend has raised concerns about the efficiency and responsiveness of insurers in meeting policyholders' needs. - read more
Examining the Impact of Market Concentration in Australia's Insurance Industry
Examining the Impact of Market Concentration in Australia's Insurance Industry
28 Apr 2026: Paige Estritori
Australia's insurance industry is characterised by a high level of market concentration, with four major companies—Insurance Australia Group (IAG), Suncorp, QBE, and Allianz—controlling nearly 75% of the general insurance market. This dominance has sparked discussions about the implications for competition and consumer choice. - read more

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Knowledgebase
Trauma Insurance:
An insurance that pays a lump-sum amount on the diagnosis of one of several critical illnesses or events