Farm Insurance Australia :: Calculators

Farm Insurance Australia Financial Calculators

Farm Insurance Australia is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Income Protection Insurance Calculator
Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.


Farm Insurance Articles

The Digital Farmer's Guide to Insuring Your Agribusiness in the Tech Age
The Digital Farmer's Guide to Insuring Your Agribusiness in the Tech Age
Welcome to the defining era where technology and agriculture entwine, bringing forth the digital farmer's era. With the evolution of agribusiness in the tech age, comes an array of new tools, opportunities, and risks. As a custodian of the earth and steward of the latest innovations, safeguarding your digital farm is just as crucial as nurturing your crops and livestock. - read more
5 Essential Farm Insurance Policies Every Australian Farmer Needs
5 Essential Farm Insurance Policies Every Australian Farmer Needs
Farming in Australia is not just a job, it's a way of life. However, it’s also a livelihood that comes with its own unique set of risks. From unexpected weather events to machinery breakdowns, the life of an Australian farmer is fraught with uncertainties. - read more
Insurance for Hobby Farms: Finding the Right Coverage
Insurance for Hobby Farms: Finding the Right Coverage
Hobby farming has become increasingly popular in Australia, with many individuals and families embracing the joys of growing their own produce, raising livestock, and enjoying a rural lifestyle. Whether it's a small vegetable garden, a few chickens, or a larger mixed farming operation, hobby farms offer both relaxation and a connection to nature. - read more
What Australian Farmers Should Know About Crop Insurance
What Australian Farmers Should Know About Crop Insurance
Crop insurance is a type of insurance policy designed to protect farmers from the financial losses that arise from damages to their crops. This could be due to various risks, including adverse weather conditions, pests, and diseases. - read more
How to Protect Your Harvest: Tips for Choosing the Right Crop Insurance
How to Protect Your Harvest: Tips for Choosing the Right Crop Insurance
Farming, at its core, is an enterprise fraught with uncertainty. Weather calamities, pests, diseases, and fluctuating market conditions can all impact the output and quality of produce. This is where crop insurance proves its worth, serving as a safety net for farmers against the myriad risks they face each season. - read more
Understanding Farm Equipment Insurance: A Breakdown for Australian Farmers
Understanding Farm Equipment Insurance: A Breakdown for Australian Farmers
In the dynamic world of Australian agriculture, farm equipment plays a crucial role in the day-to-day operations of farms. From tractors to harvesters, having the right machinery means managing your farm more efficiently. However, the high value of this equipment makes it essential to protect it adequately through insurance. - read more
A Farmer's Guide to Essential Farm Insurance Terminology
A Farmer's Guide to Essential Farm Insurance Terminology
Farming is a vital industry in Australia, requiring significant investment in equipment, crops, livestock, and labour. As with any major investment, protecting it is crucial. That's where farm insurance comes in. - read more
How to Safeguard Your Farm: A Guide for Australian Farmers
How to Safeguard Your Farm: A Guide for Australian Farmers
Farming is inherently risky. With factors like weather, pests, and market fluctuations affecting crops, it's crucial to manage these risks effectively. - read more
From Droughts to Floods: Understanding Weather-Related Coverage in Farm Insurance
From Droughts to Floods: Understanding Weather-Related Coverage in Farm Insurance
Australian farmers face a unique set of challenges due to the vast and varied climate conditions that sweep across the continent. From the scorching heat and prolonged droughts of the Outback to the tropical storms and torrential rains of the northern regions, weather-related risks are an integral part of agricultural life in Australia. - read more
Building Resilience Against Natural Disasters: Practical Steps for Aussie Farmers
Building Resilience Against Natural Disasters: Practical Steps for Aussie Farmers
Australian farmers face an array of natural disasters that can threaten livelihoods and disrupt the delicate balance of agricultural ecosystems. From devastating bushfires and droughts to powerful storms and floods, these catastrophic events pose serious risks to the farming community. Understanding and preparing for these forces is not just about survival; it's about building a sustainable future for farms across the continent. - read more

Insurance News

ICA Advocates for Strata Law Reforms to Address Rising Insurance Costs in Victoria
ICA Advocates for Strata Law Reforms to Address Rising Insurance Costs in Victoria
03 Mar 2026: Paige Estritori
The Insurance Council of Australia (ICA) has recently called for substantial reforms to Victoria's strata legislation, citing a direct correlation between inadequate governance and escalating insurance premiums for residents. With approximately one in five Victorians residing in strata-titled properties, the need for effective management and oversight has become increasingly critical. - read more
CHU's 2025 Report Shows Stability in Strata Insurance Premiums Amid Climate and Regulatory Shifts
CHU's 2025 Report Shows Stability in Strata Insurance Premiums Amid Climate and Regulatory Shifts
03 Mar 2026: Paige Estritori
CHU, Australia's leading strata insurance underwriting agency, has released its 2025 State of the Strata Market report, providing a comprehensive analysis of the current state of the industry. The report offers valuable insights into premium movements, the impact of weather events, regulatory developments, and emerging risks affecting strata insurance. - read more
PICA Group Highlights Potential Risks to Strata Industry Viability
PICA Group Highlights Potential Risks to Strata Industry Viability
03 Mar 2026: Paige Estritori
Bobby Lehane, CEO of PICA Group, has issued a cautionary statement regarding the future of the strata management sector in Australia. He emphasized that eliminating insurance commissions could pose a significant threat to the industry's viability, drawing parallels to the challenges faced by the aged care sector. - read more
Significant Increase in Private Health Insurance Premiums Announced for 2026
Significant Increase in Private Health Insurance Premiums Announced for 2026
03 Mar 2026: Paige Estritori
Australian private health insurance premiums are set to rise by an average of 4.41% from April 2026, marking the most substantial increase since 2017. This adjustment reflects the escalating costs associated with medical and hospital services, which have risen by 5% over the past financial year. - read more
Suncorp Faces Higher-Than-Expected Natural Hazard Costs in First Half of 2026
Suncorp Faces Higher-Than-Expected Natural Hazard Costs in First Half of 2026
03 Mar 2026: Paige Estritori
Suncorp has reported that its natural hazard costs for the first half of the 2026 financial year have reached AU$1.319 billion, significantly exceeding the budgeted AU$866 million. This overage has necessitated reinsurance recoveries to mitigate the financial impact. - read more
Significant Decline in Australian Commercial Insurance Rates Observed in Late 2025
Significant Decline in Australian Commercial Insurance Rates Observed in Late 2025
03 Mar 2026: Paige Estritori
In the fourth quarter of 2025, Australia experienced a notable 12% decline in commercial insurance rates, marking the largest reduction among eight regions monitored globally. This trend reflects a broader pattern of decreasing rates, with the global composite index down 4% for the sixth consecutive quarter. - read more
Australian Insurers Under Fire for Steep Premium Increases
Australian Insurers Under Fire for Steep Premium Increases
03 Mar 2026: Paige Estritori
In recent times, Australian insurance companies have come under intense scrutiny due to substantial increases in premiums, even as they report record profits. This trend has raised concerns among consumers and policymakers alike, prompting calls for enhanced transparency and competition within the industry. - read more
Rising Insurance Risk Pressures Challenge Australian Businesses
Rising Insurance Risk Pressures Challenge Australian Businesses
03 Mar 2026: Paige Estritori
Australian businesses are currently navigating a complex landscape of increasing insurance risks, driven by factors such as heightened litigation, rapid technology adoption, supply chain disruptions, catastrophic events, and geopolitical tensions. These challenges necessitate a proactive approach to risk management and insurance coverage. - read more
Surging Home Insurance Costs in Australia Amid Climate Change
Surging Home Insurance Costs in Australia Amid Climate Change
03 Mar 2026: Paige Estritori
Homeowners across Australia are facing significant increases in insurance premiums, driven by the escalating frequency and severity of natural disasters attributed to climate change. This trend raises concerns about the affordability and availability of coverage, particularly in high-risk areas. - read more
Rising Private Health Insurance Premiums: A Growing Concern for Australians
Rising Private Health Insurance Premiums: A Growing Concern for Australians
03 Mar 2026: Paige Estritori
In recent times, Australians have been grappling with escalating private health insurance premiums, a trend that has intensified amidst the ongoing cost-of-living crisis. Notably, some 'Gold' tier policies have experienced increases exceeding 12% between 2023 and 2024, significantly outpacing the average approved indexation of 3.03% for the same period. This surge has raised serious concerns about the affordability and value of private health insurance for many Australians. - read more

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