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    Farm Insurance Articles

    Tractors, Livestock, and Crops: Tailoring Your Farm Insurance to Fit Your Needs
    Tractors, Livestock, and Crops: Tailoring Your Farm Insurance to Fit Your Needs
    Welcome to the world of farming, where the fruits of your labor are as tangible as the soil you till. But just as the land is subject to the whims of nature, so too is the business of agriculture. This is where farm insurance becomes essential. Farmers face a set of challenges and uncertainties unlike any other industry, primarily due to the unpredictable forces of weather. - read more
    Proven Strategies for Australian Farmers to Reduce Farm Insurance Premiums
    Proven Strategies for Australian Farmers to Reduce Farm Insurance Premiums
    Welcome to our comprehensive guide on navigating the complexities of farm insurance for Australian farmers. As an integral part of the agricultural industry, insurance provides a safety net that helps secure the livelihood of farmers against unpredictable events that can lead to financial hardship. From property damage due to natural disasters to loss of livestock or crops, having adequate farm insurance can make all the difference in keeping a farming operation afloat in times of crisis. - read more
    Agroforestry Insurance Guide: Protecting Your Investment in Australia's Sustainable Future
    Agroforestry Insurance Guide: Protecting Your Investment in Australia's Sustainable Future
    Agroforestry is a transformative approach to land management that integrates trees into agricultural landscapes. In Australia, where farmers contend with variable climates and environmental challenges, agroforestry offers a resilient pathway to productivity and sustainability. - read more
    Farm Liability Insurance Costs vs. Benefits: Is It Worth It?
    Farm Liability Insurance Costs vs. Benefits: Is It Worth It?
    Farm liability insurance is a type of coverage that protects farmers from financial losses due to legal claims and lawsuits. This insurance is crucial for safeguarding your farm against various liabilities that may arise from farm operations. - read more
    The Modern Farmer's Checklist for Assessing Farm Equipment Insurance Needs
    The Modern Farmer's Checklist for Assessing Farm Equipment Insurance Needs
    As the backbone of Australian agriculture, farm equipment plays an essential role in day-to-day operations across our expansive and diverse landscapes. From the vast wheat belts to the tropical fruit farms, machinery ensures efficiency and productivity in the face of constant challenges. But with reliance on such equipment comes significant risk—the financial burden of damage or loss can be devastating to a farmer's livelihood. - read more
    What Australian Farmers Should Know About Crop Insurance
    What Australian Farmers Should Know About Crop Insurance
    Crop insurance is a type of insurance policy designed to protect farmers from the financial losses that arise from damages to their crops. This could be due to various risks, including adverse weather conditions, pests, and diseases. - read more
    Customized Insurance Solutions: The Advantage of Specialized Farm Brokers
    Customized Insurance Solutions: The Advantage of Specialized Farm Brokers
    Farming in Australia is more than just a way of life; it is a critical sector that supports the nation’s economy and food supply. However, managing a farm comes with its own set of unique risks. From natural disasters to equipment failures, farmers face numerous challenges that can impact their livelihood. - read more
    5 Essential Farm Insurance Policies Every Australian Farmer Needs
    5 Essential Farm Insurance Policies Every Australian Farmer Needs
    Farming in Australia is not just a job, it's a way of life. However, it’s also a livelihood that comes with its own unique set of risks. From unexpected weather events to machinery breakdowns, the life of an Australian farmer is fraught with uncertainties. - read more
    Protecting Your Herd: The Aussie Farmer's Guide to Livestock Insurance
    Protecting Your Herd: The Aussie Farmer's Guide to Livestock Insurance
    For Australian farmers, livestock is more than just a vital asset; it's the heartbeat of their livelihood. In a land where the sunburnt plains are as relentless as they are beautiful, protecting your herd isn't just a duty; it's a necessity. That's where livestock insurance comes into play—a shield against the unpredictability of Mother Nature. - read more
    A Farmer's Guide to Essential Farm Insurance Terminology
    A Farmer's Guide to Essential Farm Insurance Terminology
    Farming is a vital industry in Australia, requiring significant investment in equipment, crops, livestock, and labour. As with any major investment, protecting it is crucial. That's where farm insurance comes in. - read more

    Insurance News

    Australian Insurers Report Record Profits Amid Public Scrutiny
    Australian Insurers Report Record Profits Amid Public Scrutiny
    20 Nov 2025: Paige Estritori
    The Australian general insurance industry has reported an after-tax profit of $7.3 billion for the last financial year, marking its strongest performance in over a decade. This significant profit surge is attributed to lower-than-expected catastrophe losses and robust investment returns. However, this financial success has sparked public discourse regarding the fairness of pricing practices and the overall perception of the industry. - read more
    ASIC Highlights Compliance Risks in Insurers' Claims Handling Practices
    ASIC Highlights Compliance Risks in Insurers' Claims Handling Practices
    20 Nov 2025: Paige Estritori
    The Australian Securities and Investments Commission (ASIC) has identified significant weaknesses in the claims handling practices of several insurers, raising concerns about potential compliance breaches. The regulator's recent review points to deficiencies in the oversight of expert reports and inadequate communication with consumers regarding cash settlement offers. - read more
    Australian Insurers Brace for Earnings Slowdown After Record Profits
    Australian Insurers Brace for Earnings Slowdown After Record Profits
    20 Nov 2025: Paige Estritori
    After achieving a return on equity (ROE) of 19% in the last financial year—the highest in a decade—Australian general insurers are preparing for a moderation in earnings growth. Consultancy firm Finity projects that the industry's ROE will decrease by six percentage points to 13% in the current financial year, aligning with the target range of 10% to 15%. - read more
    Rising Liability Costs Put Pressure on Australia's Leisure Sector
    Rising Liability Costs Put Pressure on Australia's Leisure Sector
    20 Nov 2025: Paige Estritori
    The Australian Amusement Leisure & Recreation Association (AALARA) has raised concerns over the escalating costs of public liability insurance, which are placing significant pressure on amusement and recreation operators across the country. This warning follows the Insurance Council of Australia's (ICA) recent call for reforms to civil liability laws. - read more
    New Report Highlights Insurance Challenges for Australian Small Businesses
    New Report Highlights Insurance Challenges for Australian Small Businesses
    20 Nov 2025: Paige Estritori
    A recent report by the Australian Chamber of Commerce and Industry (ACCI) has revealed that small businesses in Australia are paying up to 30% more for their insurance premiums due to taxes and levies imposed by state and territory governments. This financial burden is leading to a worrying trend where an increasing number of small businesses are either underinsuring or forgoing insurance altogether. - read more
    Introducing 'eeger': A New Era for Hospitality Careers in Australia
    Introducing 'eeger': A New Era for Hospitality Careers in Australia
    20 Nov 2025: Paige Estritori
    The Australian hospitality industry has long been a cornerstone of the nation's economy, offering diverse experiences to both locals and tourists. However, recent challenges, including labour shortages and the need for skilled workers, have prompted the government to take proactive measures. In response, the Australian government, in partnership with Accommodation Australia, has unveiled 'eeger', a comprehensive platform designed to attract, train, and retain talent within the tourism, hospitality, and travel sectors. - read more
    Harnessing Technology: A Catalyst for Growth in Australia's Hospitality Industry
    Harnessing Technology: A Catalyst for Growth in Australia's Hospitality Industry
    20 Nov 2025: Paige Estritori
    In the face of rising operational costs and labour shortages, the Australian hospitality industry is increasingly turning to technology to drive growth and enhance customer experiences. A recent report by Lightspeed highlights that nearly half (47%) of venue operators acknowledge the pivotal role of digital tools in improving operational efficiency. Additionally, 41% noted enhancements in customer service, attributing these improvements to the integration of technology that allows staff to focus more on service delivery. - read more
    Navigating Rising Costs: Challenges for Australia's Hospitality Sector
    Navigating Rising Costs: Challenges for Australia's Hospitality Sector
    20 Nov 2025: Paige Estritori
    The Australian hospitality industry is currently grappling with escalating operational costs, posing significant challenges to profitability and sustainability. Factors such as increased supply expenses, labour shortages, and economic uncertainties have converged, creating a complex landscape for businesses in the sector. - read more
    NSW Introduces Strata Law Reforms to Strengthen Community Governance
    NSW Introduces Strata Law Reforms to Strengthen Community Governance
    19 Nov 2025: Paige Estritori
    On 27 October 2025, the New South Wales (NSW) Government implemented significant reforms to strata laws, aiming to enhance transparency, accountability, and financial management within strata schemes. These changes are designed to better meet the evolving needs of strata communities across the state. - read more
    Strata Insurance Affordability Holds Steady Despite Rising House Insurance Costs
    Strata Insurance Affordability Holds Steady Despite Rising House Insurance Costs
    19 Nov 2025: Paige Estritori
    In its 2025 State of the Strata Market report, CHU has revealed that strata insurance premiums have experienced a modest increase of 2.8%, rising to an average of $981 per lot in the year leading up to June 2025. This increment is notably lower than the 14% surge observed in house insurance premiums during the same period. - read more

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    Knowledgebase
    Trauma Insurance:
    An insurance that pays a lump-sum amount on the diagnosis of one of several critical illnesses or events