Farm Insurance Australia Site Map

Check out our Calculators

• Farm Insurance Calculator
• Truck Insurance Calculator
• Plant & Equipment Lease Calculator
• Public Liability Insurance Calculator
• Business Insurance Calculator

Read our News Articles

• Second NSW H5 Bird Flu Detection Puts Biosecurity Back on the Farm Risk Agenda

  A second H5 bird flu detection in New South Wales has moved avian disease risk from a distant global concern to a practical on-farm planning issue for Australian producers.

• What SowSure Could Mean for Crop Risk Planning

  On 3 July 2026, Grain Central reported that RAGT Australia’s SowSure crop establishment protection initiative had received $982,049 through the Australian Government’s Future Drought Fund. For grain growers, the news is notable because it places insurance-style thinking closer to the sowing decision, rather than waiting until later-season losses become obvious.

• What a Major Quad Bike Fine Means for Farm Risk

  A recent quad bike fatality case in New South Wales has put farm safety, workplace liability and risk management back under close attention.

• New Herbicide Restrictions Raise On-Farm Risk Questions

  Australian farmers now have clearer, but tighter, rules for two widely used knockdown herbicides after the Australian Pesticides and Veterinary Medicines Authority finalised its review of paraquat and diquat on 23 June 2026.

• Mackay Sugar Cyber Incident Highlights a New Risk for Farm Businesses

  A reported ransomware incident affecting Mackay Sugar has put agricultural cyber risk back in the spotlight, this time with a clear lesson for producers who depend on processors, contractors and shared infrastructure.

• NRMA's Departure from Farm Insurance: What It Means for Australian Farmers

  In a significant shift within the Australian insurance landscape, NRMA has announced its withdrawal from the farm insurance market, ceasing the sale of new policies as of July 1, 2025. This decision affects both hobby and commercial farm insurance policies, leaving many farmers in search of alternative coverage options.

• Achmea and Protected Cropping Australia Join Forces to Support Greenhouse Farmers

  Achmea Farm Insurance and Protected Cropping Australia (PCA) have announced a strategic partnership aimed at bolstering risk mitigation and resilience within Australia's protected cropping sector. This collaboration seeks to empower greenhouse and glasshouse growers by providing tailored insurance solutions and fostering knowledge exchange on best practices.

• Allstate Underwriting and Mitsui Sumitomo Insurance Collaborate to Strengthen Farm Insurance in Australia

  Allstate Underwriting Agencies Pty Ltd and Mitsui Sumitomo Insurance Co., Ltd have announced a multi-year capacity agreement, marking the beginning of a strategic partnership aimed at bolstering farm insurance offerings in Australia.

• Comprehensive Coverage: Harland Green's New All-Risk Insurance for Large Farms

  In a significant development for Australia's agricultural sector, Harland Green, a newly established Lloyd's coverholder, has unveiled an all-risk farm insurance package specifically designed for large commercial farming operations.

• Integrating Sustainability: A New Focus in Australian Farm Risk Management

  In the face of increasing climate volatility, Australian farmers are shifting their approach to risk management by integrating sustainability into their core business strategies. This evolution reflects a broader recognition that environmental stewardship and economic resilience are deeply interconnected.

• Rising Input Costs Challenge Australian Farmers Amid Global Uncertainty

  Australian farmers are currently navigating a complex landscape marked by escalating input costs, driven by global conflicts and economic volatility. The recent Middle East conflict has notably disrupted energy and shipping markets, leading to increased prices for essential farm inputs such as diesel and fertiliser.

• Rising Cybersecurity Threats in Australian Agriculture's Digital Era

  The integration of digital technologies into Australian farming practices has revolutionised the sector, enhancing efficiency and productivity. However, this digital transformation has also introduced significant cybersecurity risks, which many farmers may not be fully prepared to address.

• Australian Agriculture Surpasses $100 Billion Production Target Ahead of Schedule

  In a remarkable achievement, Australia's agricultural sector has reached its ambitious $100 billion production value target four years ahead of schedule. This milestone underscores the resilience and adaptability of Australian farmers in the face of global challenges.

• The Rise of Autonomous Machinery in Australian Agriculture

  In recent years, Australian agriculture has witnessed a notable shift towards the adoption of autonomous machinery. This trend reflects a broader global movement aimed at enhancing efficiency and productivity in farming operations. However, despite the growing interest, several challenges continue to impede widespread implementation across the sector.

• Analyzing the 2026-27 Federal Budget's Impact on Agriculture

  The recently announced 2026-27 Federal Budget has introduced several measures with significant implications for the Australian agricultural sector. These initiatives aim to bolster the industry's resilience and address pressing challenges faced by farmers nationwide.

• Navigating the Australia-EU Free Trade Agreement in Agriculture

  The recently signed Australia-European Union Free Trade Agreement (FTA) marks a significant milestone in bilateral relations, concluding eight years of negotiations. This agreement holds particular relevance for Australia's agricultural sector, offering both opportunities and challenges across various commodities.

• Climate Change Threatens to Widen Australia's Insurance Protection Gap

  The Australian Prudential Regulation Authority (APRA) has released its Insurance Climate Vulnerability Assessment (ICVA), shedding light on the potential impact of climate change on the nation's insurance landscape.

• Victorian Bushfires Prompt Concerns Over Rising Insurance Premiums

  Recent bushfires in Victoria have led to significant property damage, with over 2,600 insurance claims filed, nearly half of which pertain to commercial properties, including farms. The Insurance Council of Australia (ICA) has declared the fires a catastrophic event, highlighting the potential for rising insurance premiums in affected regions.

• Elders Insurance Urges Farmers to Prepare for Summer Storm Risks

  Elders Insurance is calling on Australian farmers to brace for another challenging summer, as recent data reveals a significant rise in storm-related insurance claims and associated financial impacts across the nation's agricultural regions.

• ACCC Halts IAG's Bid to Acquire RAC WA's Insurance Operations

  The Australian Competition and Consumer Commission (ACCC) has recently opposed the proposed acquisition of RAC WA's insurance division by Insurance Australia Group (IAG). This decision stems from concerns that the merger could significantly reduce competition within Western Australia's insurance sector, potentially leading to higher premiums for consumers.

• South-West Queensland Councils Explore Community Insurance Mutual to Combat Rising Premiums

  In response to escalating insurance premiums, with some residents experiencing increases of up to 500%, councils in South-West Queensland are exploring the establishment of a community insurance mutual. This initiative aims to provide more affordable and accessible insurance options for local communities, particularly those in flood-prone areas.

• IAG Highlights Climate Change as a Factor in Rising Home Insurance Premiums

  Insurance Australia Group (IAG) has recently highlighted the impact of climate change on rising home insurance premiums across Australia. The insurer reports that increasingly frequent and severe weather events are contributing to higher costs for homeowners seeking coverage.

• Nutrien Ag Solutions Tops Roy Morgan's Trusted Agribusiness Survey

  In a significant development within the Australian agricultural sector, Nutrien Ag Solutions has been recognised as the nation's most trusted agribusiness, according to the latest Roy Morgan survey. This marks the first time Nutrien has achieved this distinction, overtaking Elders, a longstanding leader in the industry.

• Australian Sheep Industry's $139.8 Million Transition Plan in Full Swing

  The Australian sheep industry is making significant strides in its $139.8 million transition plan, aimed at modernising and strengthening the sector. Recent weeks have seen the release of several grant programs under the Sheep Industry Transition Assistance Package (SITAP), providing much-needed support to farmers and associated businesses.

• PGA of Western Australia Back on Track After Financial Turmoil

  The Pastoralists and Graziers Association of Western Australia (PGA) has successfully navigated a period of financial uncertainty, emerging stronger after addressing internal financial irregularities. The organisation's commitment to transparency and effective management has been pivotal in restoring confidence among its members and the broader agricultural community.

• Rising Insurance Premiums Pose Financial Challenges for Australian Farmers

  Australian farmers are currently facing significant financial challenges due to a sharp increase in insurance premiums. Reports indicate that some farmers have experienced a 20% rise in premiums over the past year, a trend largely attributed to the escalating risks associated with climate change.

• Positive Trends Boost Confidence in Australia's Rural Property Market

  Australia's rural property market is witnessing a resurgence in confidence, driven by a combination of favourable seasonal conditions, robust livestock markets, and the prospect of further interest rate cuts.

• Empowering the Future: Rural Aid's Initiative to Support Young Australian Farmers

  Rural Aid has launched a compelling new fundraising campaign designed to secure the future of rural Australia by supporting the next generation of farmers. This initiative seeks to address the challenges faced by young and aspiring farmers, ensuring the sustainability and growth of the nation's agricultural sector.

Read our Articles

• How to Safeguard Your Farm: A Guide for Australian Farmers

  Farming is inherently risky. With factors like weather, pests, and market fluctuations affecting crops, it's crucial to manage these risks effectively.

• 5 Essential Farm Insurance Policies Every Australian Farmer Needs

  Farming in Australia is not just a job, it's a way of life. However, it’s also a livelihood that comes with its own unique set of risks. From unexpected weather events to machinery breakdowns, the life of an Australian farmer is fraught with uncertainties.

• Insurance for Hobby Farms: Finding the Right Coverage

  Hobby farming has become increasingly popular in Australia, with many individuals and families embracing the joys of growing their own produce, raising livestock, and enjoying a rural lifestyle.

• Customized Insurance Solutions: The Advantage of Specialized Farm Brokers

  Farming in Australia is more than just a way of life; it is a critical sector that supports the nation’s economy and food supply. However, managing a farm comes with its own set of unique risks.

• A Farmer's Guide to Essential Farm Insurance Terminology

  Farming is a vital industry in Australia, requiring significant investment in equipment, crops, livestock, and labour. As with any major investment, protecting it is crucial. That's where farm insurance comes in.

• Farm Liability Insurance Costs vs. Benefits: Is It Worth It?

  Farm liability insurance is a type of coverage that protects farmers from financial losses due to legal claims and lawsuits. This insurance is crucial for safeguarding your farm against various liabilities that may arise from farm operations.

• Understanding Farm Equipment Insurance: A Breakdown for Australian Farmers

  In the dynamic world of Australian agriculture, farm equipment plays a crucial role in the day-to-day operations of farms. From tractors to harvesters, having the right machinery means managing your farm more efficiently. However, the high value of this equipment makes it essential to protect it adequately through insurance.

• Common Pitfalls to Avoid When Insuring Your Farm Equipment

  In the world of agriculture, having the right insurance coverage is essential. Farming is a high-risk industry that deals with unpredictable elements, and insuring your farm equipment can safeguard your livelihood.

• Risk Management and Insurance Options for Farmers

  Risk management is the practice of identifying, assessing, and prioritizing risks followed by coordinated efforts to minimize, monitor, and control the probability or impact of unfortunate events. In farming, risk management involves various strategies to protect the financial health and operational stability of the farm.

• The Modern Farmer's Checklist for Assessing Farm Equipment Insurance Needs

  As the backbone of Australian agriculture, farm equipment plays an essential role in day-to-day operations across our expansive and diverse landscapes. From the vast wheat belts to the tropical fruit farms, machinery ensures efficiency and productivity in the face of constant challenges.

• Investing in Your Farms Legacy: Estate Planning and Farm Insurance Combined

  Farming is much more than an occupation; it's a way of life and a heritage that often spans generations. In today's ever-evolving agricultural landscape, embracing modern practices while preserving your farm's future has never been more crucial.

• The Digital Farmer's Guide to Insuring Your Agribusiness in the Tech Age

  Welcome to the defining era where technology and agriculture entwine, bringing forth the digital farmer's era. With the evolution of agribusiness in the tech age, comes an array of new tools, opportunities, and risks.

• Future-Proofing the Farm: What Every Tech-Savvy Australian Farmer Needs to Know About Insurance

  Welcome to the first steps in future-proofing your farming legacy. When we think about the hustle and bustle of daily farm life, it's easy to overlook the critical importance of estate planning.

• Tractors, Livestock, and Crops: Tailoring Your Farm Insurance to Fit Your Needs

  Welcome to the world of farming, where the fruits of your labor are as tangible as the soil you till. But just as the land is subject to the whims of nature, so too is the business of agriculture. This is where farm insurance becomes essential.

• From Droughts to Floods: Understanding Weather-Related Coverage in Farm Insurance

  Australian farmers face a unique set of challenges due to the vast and varied climate conditions that sweep across the continent.

• Crop Insurance in Australia: How to Choose Cover and Protect Your Harvest

  Crop insurance can help Australian farmers manage the financial impact of crop losses caused by events such as adverse weather, pests, disease and other insured risks. The right policy depends on the crops grown, regional exposures, farm records, policy limits, exclusions, premiums and the claims process.

• Protecting Your Herd: The Aussie Farmer's Guide to Livestock Insurance

  For Australian farmers, livestock is more than just a vital asset; it's the heartbeat of their livelihood. In a land where the sunburnt plains are as relentless as they are beautiful, protecting your herd isn't just a duty; it's a necessity.

• Agroforestry Insurance Guide: Protecting Your Investment in Australia's Sustainable Future

  Agroforestry is a transformative approach to land management that integrates trees into agricultural landscapes. In Australia, where farmers contend with variable climates and environmental challenges, agroforestry offers a resilient pathway to productivity and sustainability.

• Proven Strategies for Australian Farmers to Reduce Farm Insurance Premiums

  Welcome to our comprehensive guide on navigating the complexities of farm insurance for Australian farmers. As an integral part of the agricultural industry, insurance provides a safety net that helps secure the livelihood of farmers against unpredictable events that can lead to financial hardship.

• Building Resilience Against Natural Disasters: Practical Steps for Aussie Farmers

  Australian farmers face an array of natural disasters that can threaten livelihoods and disrupt the delicate balance of agricultural ecosystems. From devastating bushfires and droughts to powerful storms and floods, these catastrophic events pose serious risks to the farming community.