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    Farm Insurance Articles

    Future-Proofing the Farm: What Every Tech-Savvy Australian Farmer Needs to Know About Insurance
    Future-Proofing the Farm: What Every Tech-Savvy Australian Farmer Needs to Know About Insurance
    Welcome to the first steps in future-proofing your farming legacy. When we think about the hustle and bustle of daily farm life, it's easy to overlook the critical importance of estate planning. For the Australian farmer, estate planning is not just a matter of securing your assets; it's about ensuring the survival and progression of your hard-earned labour to the next generation. - read more
    Agroforestry Insurance Guide: Protecting Your Investment in Australia's Sustainable Future
    Agroforestry Insurance Guide: Protecting Your Investment in Australia's Sustainable Future
    Agroforestry is a transformative approach to land management that integrates trees into agricultural landscapes. In Australia, where farmers contend with variable climates and environmental challenges, agroforestry offers a resilient pathway to productivity and sustainability. - read more
    Farm Liability Insurance Costs vs. Benefits: Is It Worth It?
    Farm Liability Insurance Costs vs. Benefits: Is It Worth It?
    Farm liability insurance is a type of coverage that protects farmers from financial losses due to legal claims and lawsuits. This insurance is crucial for safeguarding your farm against various liabilities that may arise from farm operations. - read more
    5 Essential Farm Insurance Policies Every Australian Farmer Needs
    5 Essential Farm Insurance Policies Every Australian Farmer Needs
    Farming in Australia is not just a job, it's a way of life. However, it’s also a livelihood that comes with its own unique set of risks. From unexpected weather events to machinery breakdowns, the life of an Australian farmer is fraught with uncertainties. - read more
    What Australian Farmers Should Know About Crop Insurance
    What Australian Farmers Should Know About Crop Insurance
    Crop insurance is a type of insurance policy designed to protect farmers from the financial losses that arise from damages to their crops. This could be due to various risks, including adverse weather conditions, pests, and diseases. - read more
    Building Resilience Against Natural Disasters: Practical Steps for Aussie Farmers
    Building Resilience Against Natural Disasters: Practical Steps for Aussie Farmers
    Australian farmers face an array of natural disasters that can threaten livelihoods and disrupt the delicate balance of agricultural ecosystems. From devastating bushfires and droughts to powerful storms and floods, these catastrophic events pose serious risks to the farming community. Understanding and preparing for these forces is not just about survival; it's about building a sustainable future for farms across the continent. - read more
    How to Safeguard Your Farm: A Guide for Australian Farmers
    How to Safeguard Your Farm: A Guide for Australian Farmers
    Farming is inherently risky. With factors like weather, pests, and market fluctuations affecting crops, it's crucial to manage these risks effectively. - read more
    Common Pitfalls to Avoid When Insuring Your Farm Equipment
    Common Pitfalls to Avoid When Insuring Your Farm Equipment
    In the world of agriculture, having the right insurance coverage is essential. Farming is a high-risk industry that deals with unpredictable elements, and insuring your farm equipment can safeguard your livelihood. - read more
    Risk Management and Insurance Options for Farmers
    Risk Management and Insurance Options for Farmers
    Risk management is the practice of identifying, assessing, and prioritizing risks followed by coordinated efforts to minimize, monitor, and control the probability or impact of unfortunate events. In farming, risk management involves various strategies to protect the financial health and operational stability of the farm. - read more
    Proven Strategies for Australian Farmers to Reduce Farm Insurance Premiums
    Proven Strategies for Australian Farmers to Reduce Farm Insurance Premiums
    Welcome to our comprehensive guide on navigating the complexities of farm insurance for Australian farmers. As an integral part of the agricultural industry, insurance provides a safety net that helps secure the livelihood of farmers against unpredictable events that can lead to financial hardship. From property damage due to natural disasters to loss of livestock or crops, having adequate farm insurance can make all the difference in keeping a farming operation afloat in times of crisis. - read more

    Insurance News

    Envest Group Unveils TLI Underwriting for Heavy Motor Fleets
    Envest Group Unveils TLI Underwriting for Heavy Motor Fleets
    13 Nov 2025: Paige Estritori
    Envest Group, a prominent player in Australia's insurance sector, has announced the launch of TLI Underwriting, a new agency dedicated to providing specialised insurance solutions for heavy motor fleet operators. This strategic move aims to address the unique challenges faced by larger transport businesses in Australia. - read more
    AFCA Directs AIA to Pay Truck Driver's TPD Benefit After Decade-Long Dispute
    AFCA Directs AIA to Pay Truck Driver's TPD Benefit After Decade-Long Dispute
    13 Nov 2025: Paige Estritori
    In a significant ruling by the Australian Financial Complaints Authority (AFCA), insurance provider AIA has been directed to pay a total and permanent disability (TPD) benefit to a truck driver, concluding a protracted dispute that spanned over a decade. - read more
    ICA Proposes Reforms to Reduce Insurance Costs in Queensland
    ICA Proposes Reforms to Reduce Insurance Costs in Queensland
    13 Nov 2025: Paige Estritori
    The Insurance Council of Australia (ICA) has recently submitted a series of recommendations to the Queensland Productivity Commission, aiming to address escalating insurance costs and bolster housing resilience across the state. These proposals are particularly pertinent to tradespeople, who are integral to the construction and maintenance of Queensland's housing infrastructure. - read more
    NSW Builders Advised to Obtain Professional Indemnity Insurance Before 2026
    NSW Builders Advised to Obtain Professional Indemnity Insurance Before 2026
    13 Nov 2025: Paige Estritori
    In light of recent legislative changes, BizCover is urging registered building practitioners in New South Wales (NSW) to secure professional indemnity (PI) insurance well ahead of the July 1, 2026 compliance deadline. This advisory follows the extension of the enforcement date under the Design and Building Practitioners Act 2021, which now mandates that builders hold PI insurance deemed sufficient to cover potential liabilities. - read more
    Significant Premium Reductions in Australian Construction Insurance Market
    Significant Premium Reductions in Australian Construction Insurance Market
    13 Nov 2025: Paige Estritori
    The Australian construction insurance market has experienced a notable shift in 2025, with premiums decreasing across various lines due to intensified competition among insurers. According to Marsh's Construction Insurance Market Update 2025, the first half of the year saw average premium reductions ranging from 5% to 15%, marking a significant departure from the upward trend observed in 2024. - read more
    BIA's New Combined Indemnity and Liability Insurance Now Available
    BIA's New Combined Indemnity and Liability Insurance Now Available
    13 Nov 2025: Paige Estritori
    Berkley Insurance Australia (BIA) has announced the launch of a combined professional indemnity (PI) and public liability (PL) insurance product, set to be available from June 1 through the Steadfast Client Trading Platform (SCTP). This initiative aims to simplify the insurance process for brokers and their clients by offering a unified policy that addresses both professional and public liability risks. - read more
    Sterling Insurance Enhances PI Offerings with Lloyd's Binder
    Sterling Insurance Enhances PI Offerings with Lloyd's Binder
    13 Nov 2025: Paige Estritori
    Sterling Insurance has successfully secured a new professional indemnity (PI) binding authority with Lloyd's, a move that promises to provide Australian brokers with greater control over product offerings and pricing structures. This development is part of Sterling's ongoing commitment to delivering tailored insurance solutions that meet the specific needs of niche and complex risk sectors. - read more
    APRA's 2022 Data Shows Stable PI Claims and Premium Reduction
    APRA's 2022 Data Shows Stable PI Claims and Premium Reduction
    13 Nov 2025: Paige Estritori
    The Australian Prudential Regulation Authority (APRA) has released its latest National Claims and Policies Database, providing valuable insights into the professional indemnity (PI) insurance sector for the 2022 underwriting year. The data indicates that PI claims payments for non-facility business remained relatively stable at $1.111 billion, a slight increase from $1.109 billion in the previous year. - read more
    Allianz Partners Highlights Risks of Travelling Uninsured
    Allianz Partners Highlights Risks of Travelling Uninsured
    12 Nov 2025: Paige Estritori
    Recent research conducted by the Insurance Council of Australia (ICA) and the Department of Foreign Affairs and Trade (DFAT) has unveiled a concerning trend: approximately 14% of Australian travellers embark on international journeys without any form of travel insurance. This statistic has prompted Allianz Partners to urge Australians to reconsider the importance of securing adequate coverage before travelling abroad. - read more
    Unveiling Hidden Exclusions in Travel Insurance Policies
    Unveiling Hidden Exclusions in Travel Insurance Policies
    12 Nov 2025: Paige Estritori
    Australian travellers are being urged to carefully review their travel insurance policies to identify potential exclusions that could affect their coverage. Legal expert Peter Carter from Carter Capner Law highlights that certain activities, such as riding motorbikes or jet skis and consuming alcohol, are often classified as high-risk by insurers. Incidents occurring during these activities may lead to claim rejections. - read more

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    Knowledgebase
    Occupational Hazard:
    A risk associated with the nature of a particular occupation, which may affect insurance premiums.